About
A ledger for the way equbs already work.
Ayt Equb is not a new way to save. It is a record for the way groups in Ethiopia already save together — the contributions, the proofs, the draw and the payout, kept in one place that everyone can read.
What it holds
One Equb, one record. Nothing about the group lives in a spreadsheet, a notebook and a group chat at the same time.
The contribution ledger
Every period, every member, what was paid and when — in order.
Proof and approval
A receipt is attached to the payment it belongs to, and stays private until it is reviewed.
Draws and payouts
The winner of each round, or a no-draw period, recorded beside the payout that followed.
Who it is for
One group, three seats, three different jobs.
Organizers
Create the Equb, admit members, review payments, run the draw and release the payout.
Staff
See the Equbs they are assigned to and work the payment queue — only where the organizer allows it.
Members
Know the next due date, submit a payment with proof, and follow the round without asking.
How the money is handled
The app records an equb; it does not become the equb's bank.
Contributions move between people the way they always have — cash at a meeting, or a bank transfer to the group's own account. Ayt Equb records what happened, attaches the proof, and keeps the decision about whether a payment counts with the group's administrators.
We do not hold member funds. A payment is marked approved by a person, not by a rule the software invented, and the payout is a record of what the group paid out.
Four promises
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Your money is not ours. The group's bank account is the group's.
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Proof stays private. A receipt is visible to the payer and the reviewers, nobody else.
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A person approves. No payment is approved by a rule the group did not agree to.
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History is kept. Decisions stay readable so a dispute can be settled by the record.
Want to bring your group?
Write to us and we will walk you through registration and the first cycle.